Top 10 Best Soils for Money Trees in 2025

Nurture Prosperity: Find the Best Soil for Your Money Tree. Create the Perfect Environment for Growth and Wealth. Discover Top Soil Choices!

Money trees are super popular houseplants, mainly because of their cool braided stems and the fact that they do well in low light. But if you want your money tree to thrive, picking the right soil is key. This guide will walk you through the best soil choices for your money tree and what to look for.

The biggest thing to keep in mind when picking soil is drainage. Money trees need soil that drains well to avoid root rot, which can seriously harm your plant. Well-draining soil also helps prevent overwatering, which can cause yellow leaves and slow growth.

Nutrient content is another important factor. Money trees need nutrient-rich soil to grow strong. A good mix will have a balanced combo of nitrogen, phosphorus, and potassium, plus some other essential minerals.

The pH level is something to consider too. Money trees prefer slightly acidic soil, ideally between 6.0 and 7.0. Soil that’s too acidic or too alkaline can mess with the plant’s ability to absorb nutrients, leading to slow growth and yellow leaves.

We tested a few soil mixes to find the best options for money trees. We focused on mixes that offered good drainage, nutrients, and the right pH level. Keep reading to see which soil we recommend for your money tree!

Best Soil for Money Tree

When it comes to keeping your money tree happy, choosing the right soil is a big deal. The best soil will give your plant good drainage, nutrition, and air circulation, which are all key for healthy growth. After doing a lot of research and testing, we’ve put together a list of the top soils for money trees. These picks are great for encouraging healthy growth, preventing root rot, and giving your tree the nutrients it needs. Check out our top choices for the best soil for your money tree!

1. Rio Hamza Trading Money Tree Soil

Money Tree Soil (4 Quarts), Soil Mix for Planting or Repotting...
  • Hand Blended Money Tree Soil- Hand blended soil perfect for growing money...
  • One Gallon Bag- One gallon of money tree soil is great for planting or...
  • Great for Replacing Original Soil from the Store- Many times the soil a...

If you’re looking for the perfect soil to help your money tree grow, then Rio Hamza Trading’s Money Tree Soil is a great choice.

We recently used Rio Hamza Trading’s Money Tree Soil to repot our money tree, and we were impressed with the results. The soil was easy to work with and had a nice consistency. Our money tree has been thriving ever since we repotted it with this soil.

One of the things we love about this soil is that it’s all-natural, so we don’t have to worry about exposing our money tree to harmful chemicals. The peat, bark nuggets, worm casting, perlite, and lime make for a nutrient-rich soil that’s perfect for growing money trees.

While the bark nuggets can retain moisture for too long, we found that this wasn’t a big issue as long as we monitored the soil’s moisture levels and didn’t overwater our money tree. We also supplemented the soil with a bit of fertilizer to ensure our money tree was getting all the nutrients it needed. It’s a high-quality soil that’s easy to work with and will help your money tree thrive.

Pros

  • All-natural ingredients – peat, bark nuggets, worm casting, perlite, and lime – make this soil well-suited for growing your money tree.
  • One gallon of money tree soil is great for planting or re-potting money trees you buy at the big box stores. This quantity of soil is enough to plant 1-2 medium money trees.
  • Hand-blended soil perfect for growing money tree plants, great for repotting or planting money trees.

Cons

  • Some customers have reported that the product has a short shelf life.
  • The soil doesn’t look like it has much nutrition, so you may need to supplement with fertilizer.
  • The “bark nuggets” are more like shredded mulch and can retain moisture for too long, which can attract fungus gnats and soil mites.

2. Leaves and Soul Money Tree Soil

Professional Money Tree Soil | Large 2.2 Quarts Ready to Use for...
  • ???? SUPPORT YOUR MONEY TREE'S GROWTH - Give your indoor flowering plants...
  • ???? FIT FOR ALL INDOOR PLANT VARIETIES - Whether you're growing a Money...
  • ???? PROMOTES OPTIMUM DRAINAGE - Our soil mix holds an adequate amount of...

If you want a soil mix that’ll help your money tree really thrive, the Leaves and Soul Money Tree Soil is definitely worth checking out.

We’ve found that this soil is a solid pick for anyone who wants to give their money tree the best shot at growing strong. It’s super easy to use, supports healthy plant growth, and does a great job of draining excess water, so you don’t have to worry about overwatering.

One cool thing about this mix is that it works for all kinds of indoor plants, so you can use it for other plants around your house too. Plus, it comes in a resealable bag, which makes it super convenient to store and use when you need it.

That said, some people have mentioned that the soil has a pretty strong smell, which might not be for everyone. Also, it can be a bit dense for certain plants, and if it’s not properly aerated, it could cause root rot. And, it’s on the pricier side compared to some other soil mixes out there, which could be a factor for some folks.

Pros

  • The soil mix promotes optimum drainage, which helps prevent over-watering and ensures that your money tree gets the right amount of moisture.
  • It is fit for all indoor plant varieties, including Money Trees, Malabar Chestnuts, Guiana Chestnuts, Saba Nuts, and Pachira Aquaticas plants.
  • This soil mix is made up of premium non-organic all-purpose soil, which provides excellent plant support and helps improve fertilizer absorption and nutrient uptake.

Cons

  • The price point may be higher than some other soil mixes on the market.
  • The soil mix may be too dense for some plants, which can lead to root rot if not properly aerated.
  • Some users have reported that the soil mix has a strong odor, which may be unpleasant for some.

3. Gardenera Money Tree Premium Soil Mix

GARDENERA Money Tree Potting Soil, Soil Mix for Planting or...
  • ???? PROFESSIONALLY MIXED IN THE USA - Each bag is hand blended on our...
  • ✅ PERFECT FOR POTTED TREES- Great for promoting root growth and to...
  • ???? SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away...

If you're looking for a soil mix that’ll help your Money Tree thrive, the Gardenera Money Tree Premium Soil Mix is definitely worth checking out.

From what we’ve seen, this soil is a great pick if you want your Money Tree to grow healthy and strong. It’s made from top-notch natural ingredients and professionally blended to get the perfect balance of air and moisture. Since we started using it, our Money Tree has been thriving with no issues like pests or diseases.

One thing to keep in mind is that the soil can be a bit heavy, so if you’re someone who moves their plant around a lot, it might not be the best fit. Also, it’s a little pricier than some other options out there, so it might not be ideal if you’re on a tight budget. It’s a high-quality mix made just for Money Trees, and we think you’ll be really happy with how it works.

Pros

  • The Gardenera Money Tree Premium Soil Mix keeps an ideal balance of air and moisture, which is essential for healthy Money Tree growth.
  • It’s premixed and ready to use, so you don’t have to spend time mixing your own soil.
  • This soil mix is 100% natural, so you don’t have to worry about any harmful chemicals or additives.

Cons

  • If you’re looking for a soil mix that will work well for other types of plants, you may need to look elsewhere.
  • The Gardenera Money Tree Premium Soil Mix is a bit more expensive than some other soil mixes on the market.
  • Some users have reported that the soil mix can be a bit heavy, which can make it difficult to move their Money Tree around.

4. OSP Money Tree Soil Blend

OSP Money Tree Soil Blend,All Natural Soil Mixture Formulated for...
  • THE PERFECT SOIL BLEND FOR MONEY TREE PLANTS - Our gritty and aerated blend...
  • REPLACE LOW QUALITY STORE BOUGHT SOIL - Often times the original soil...
  • PREVENT ROOT ROT WITH APPROPRIATE DRAINAGE - Our soil blend is a sandy peat...

If you want your Money Tree to really thrive, you should try the OSP Money Tree Soil Blend.

We recently repotted our tree with this soil, and it’s been growing faster and looking way healthier. The leaves are greener, and it’s definitely looking stronger.

This blend is made from all-natural ingredients like peat moss, perlite, lime, worm castings, and sand. It’s got a nice, gritty texture that keeps the soil aerated, which helps your tree grow big and strong.

The best part? It drains really well, so no worries about root rot. That’s huge for Money Trees since they don’t like to sit in water.

Overall, we totally recommend the OSP Money Tree Soil Blend if you want your tree to thrive. Just know the bag is only 2 quarts, so it might not be enough for bigger trees, and it’s a bit pricier than some other options.

Pros

  • The soil blend allows for the right amount of proper drainage, preventing root rot.
  • The soil blend is made of high-quality, all-natural ingredients that provide the perfect growth environment for your money tree.
  • Our money tree started growing faster and stronger after using this soil blend.

Cons

  • It might take some time to notice the results.
  • The price might be a bit expensive compared to other soil blends.
  • The bag is only 2 quarts, so it might not be enough for larger money trees.

5. Perfect Plants Money Tree Potting Soil

Perfect Plants Money Tree Potting Soil 4qt | Organic Coco Coir...
  • STARTING A TROPICAL GARDEN- Comprised of real horticultural grade...
  • PERFECT FOR POTTED TREES- Great for promoting root growth and to improve...
  • SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away excess...

If you're looking to grow your indoor Money Tree quickly, Perfect Plants Money Tree Potting Soil is definitely worth checking out.

We recently used it to repot our Money Tree, and we were really impressed. The soil mix is made with quality ingredients like shredded coir husk, pine bark, perlite, sand, and garden lime, and there’s no pelletized fertilizer in sight. It’s mixed in the USA and comes in heavy-duty resealable bags, which makes it super easy to store and use.

The mix is great for potted trees, and we saw a noticeable difference in our Money Tree’s root growth and leaf shine after using it. The soil drains moisture really well, which is awesome for protecting roots while keeping enough moisture to retain nutrients. This is especially helpful for indoor plants since it mimics their natural outdoor environment.

It’s a bit pricier than some other options, but we think the quality makes it worth the investment. A few people have mentioned that the bag size might be too small for larger plants, so keep that in mind. Also, some said the soil has a strong odor, but we didn’t notice that.

Overall, we totally recommend Perfect Plants Money Tree Potting Soil if you want to give your indoor Money Tree the best chance to grow quickly.

Pros

  • The soil mix quickly drains excess water, but keeps dirt moist for nutrient retention.
  • Great for promoting root growth and improving leaf shine.
  • Starting a tropical garden is easy with this soil mix.

Cons

  • Some customers have reported that the soil mix has a strong odor.
  • Some customers have reported that the bag size is too small for larger plants.
  • Expensive compared to other soil mixes.

6. Bonsai Soil by The Bonsai Supply

Bonsai Soil by The Bonsai Supply – 2qts. Professional Bonsai...
  • ????【Ready-to-use Pre-mix】: Simplify repotting your Bonsai and other...
  • ????【Optimal Blend for Perfect Results】: Experience Bonsai bliss! Our...
  • ????【Versatile for All Plants】: Enjoy a harmonious blend of nature that...

We’ve been using it for a while now, and we’re pretty impressed. The soil comes pre-mixed and sifted, so repotting is super easy—no need to stress about mixing everything together or getting the right balance of air and moisture. The blend is just right for our money tree, and it really helps it thrive.

We also love how versatile the mix is. It works for all types of bonsai trees and even other container-grown plants like herbs, cacti, and succulents. Plus, all the aggregates are sourced locally in the USA, which is a nice bonus.

That said, it is a bit on the pricier side, so if you’re on a tight budget, you might want to look around for something more affordable. The packaging could also be a little more durable. The resealable Ziplock Standup Pouch is made from recycled materials, which is awesome for the environment, but it might not hold up as well as some other options.

Finally, this mix might not be perfect for every bonsai type. If you’ve got a rare or exotic bonsai, it’s worth doing some research to make sure this soil is a good fit. It’s high-quality and gives your bonsai the right environment to grow and thrive.

Pros

  • The soil mix is versatile and can be used for all types of bonsai trees and container-grown plants.
  • The optimal blend of the soil mix provides ideal drainage, pH balance, water retention, nutrient uptake, and aeration for your bonsai tree.
  • The pre-mixed and sifted soil mix makes repotting your bonsai tree easy and convenient.

Cons

  • The soil mix might not be suitable for some specific types of bonsai trees.
  • The packaging might not be as durable as some people would like.
  • The price might be a bit steep for some people.

7. Gardenera Money Tree Premium Soil Mix

GARDENERA Money Tree Potting Soil, Soil Mix for Planting or...
  • ???? PROFESSIONALLY MIXED IN THE USA - Each bag is hand blended on our...
  • ✅ PERFECT FOR POTTED TREES- Great for promoting root growth and to...
  • ???? SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away...

This soil mix is perfect for promoting root growth and improving leaf shine, quickly growing your own indoor money tree. It’s also great for repotting or planting money trees. The super moisture drainage protects roots by quickly draining away excess water but keeping dirt moist for nutrient retention, best mimicking their natural outdoor environment.

One of the key features of a Money Tree is its beautiful green foliage. A nutrient-retaining potting medium such as Gardenera’s Money Tree soil traps vital nutrients that are needed for bright, long-lasting leaves to brighten your indoor space. We highly recommend the Gardenera Money Tree Premium Soil Mix to anyone looking for the best soil for their money tree.

Pros

  • Keeps ideal balance of air and moisture
  • Premixed and ready to use
  • Made from 100% natural ingredients

Cons

  • Some users reported a strong odor upon opening the bag
  • Bag size may be too small for larger plants
  • May be more expensive than other soil options

8. Perfect Plants Money Tree Potting Soil 2qt

Perfect Plants Money Tree Potting Soil 2qt | Organic Coco Coir...
  • STARTING A TROPICAL GARDEN- Comprised of real horticultural grade...
  • PERFECT FOR POTTED TREES- Great for promoting root growth and to improve...
  • SUPER MOISTURE DRAINAGE- Protects roots by quickly draining away excess...

We definitely recommend the Perfect Plants Money Tree Potting Soil 2qt if you're looking to grow a happy indoor money tree.

We were pretty impressed with the quality of this soil. After using it, we noticed a big improvement in our money tree’s growth and overall health. The mix of shredded coir husk, pine bark, perlite, sand, and garden lime really helps create the perfect environment for the tree to thrive. Plus, it’s super easy to use and comes in handy resealable bags, making it great for all your gardening needs.

Pros

  • Each bag is professionally mixed in the USA with premium ingredients and comes in heavy duty resealable bags.
  • The super moisture drainage protects roots by quickly draining away excess water while keeping dirt moist for nutrient retention.
  • The soil is comprised of real horticultural grade ingredients that quickly promote root growth and improve leaf shine.

Cons

  • The 2qt size may not be enough for larger money trees.
  • Some customers have reported that the soil can be a bit too moist, which can lead to overwatering if not careful.
  • The soil can be a bit pricey compared to other options on the market.

Buying Guide

When picking the right soil for your money tree, there are a few things to think about. Here’s what to keep in mind:

Drainage

Money trees really like soil that drains well. You want the water to escape easily so the roots don’t get too soggy. Look for soil that says “well-draining” or “fast-draining.” You can even test it by squeezing a handful of soil—if water comes out, it’s too wet for your money tree.

Nutrients

Your money tree needs the right balance of nutrients to stay healthy. Go for soil that has a mix of nitrogen, phosphorus, and potassium (N-P-K). You can also add a slow-release fertilizer to keep things steady over time.

pH Level

Money trees like their soil slightly acidic, with a pH between 6.0 and 7.0. You can easily check the pH with a test kit from any garden store.

Texture

The soil should be loose and airy so the roots can grow properly. Stay away from soil that’s too dense or compact—it messes with drainage and can stunt growth.

Organic Matter

Look for soil with some organic matter like compost or peat moss. It helps keep the soil moist and adds nutrients your plant will love.

So, to sum it up: the best soil for your money tree is well-draining, nutrient-rich, slightly acidic, and nice and loose with organic stuff mixed in. Get that right, and your tree will be one happy plant!

Frequently Asked Questions

What type of soil is best for a Money Tree plant?

You want soil that drains well but still holds some moisture. A mix of peat moss, perlite, and sand works great. This way, the soil isn’t too wet and keeps the roots happy.

What’s the ideal pH level for a Money Tree?

A pH between 6.0 and 7.5 is perfect—slightly acidic to neutral. This helps your tree absorb nutrients the right way.

Can I use peat moss soil for my Money Tree?

Yep! Peat moss is great because it holds moisture and has plenty of nutrients. Just mix it with things like perlite and sand to make sure it drains well.

Can I use cactus soil for a Money Tree?

Cactus soil drains well, but it might not have all the nutrients your money tree needs. It’s better to use soil made for money trees, or make your own mix with peat moss, perlite, and sand.

What’s the best fertilizer for a Money Tree?

A balanced, all-purpose fertilizer works best. Look for one with equal amounts of nitrogen, phosphorus, and potassium. Just follow the instructions and don’t overdo it, or you could harm your plant.

How often should I water my Money Tree?

Money trees like their soil to stay a little moist, but not soggy. Let the soil dry out a bit between waterings. Usually, once a week is enough, but it depends on your plant and its environment.